Survival in Difficult Times

Product Package

Individual papers on government loans/grants for natural disasters and COVID-19 (Coronavirus).

A brief description is provided for each paper together with the amount of the subscription for each individual paper.

To give you an indication of our approach to the preparation of papers on government loans and grants, a selection of the papers are available for free.  You are welcome to order these through the shopping cart.

You can order “FREE" papers together with papers that require a subscription.

Please note that, if you subscribe to the “Business Survival Package for SMEs Product Package”, you'll receive all of the papers mentioned in the “Survival in Difficult Times Learn More”.

Free Papers
FREE
Download free papers to get you started.
Individual papers
Price range – free, $11 through to $22
Relating to Australian, State and Territory governments grants/loans in relation to the natural disasters and COVID-19 Coronavirus
Business Survival Package for SMEs
$69 including GST
A starters kit to assist business operators to gain an understanding of the challenges that are going to face businesses because of the coronavirus and details of government assistance that is available.
Business Evaluation for SMEs
$120 including GST
We have developed a separate “reference paper” which is linked from “Survival in Difficult Times for SMEs Workbook” to give you more information on strategies to survive the “Difficult Times
Survival in Difficult Times for SMEs Workbook
$150 including GST
A detailed workbook of questionnaires relating to each section of a business to enable a detailed business evaluation
Combined subscription Survival In Difficult Times for SMEs workbook and business evaluation for SMEs
$250 including GST
“We have developed a separate “reference paper” and “Survival in Difficult Times for SMEs Workbook” to give you more information on strategies to survive the “Difficult Times” The detailed workbook of questionnaires relating to each section of a business to enable a detailed business evaluation.

Package Content Breakdown

This package content can be purchased individually as papers or as a whole package.
Please click the titles if to learn more or download then individually.


  • Grants/Relief – Primary Producers Because Of Natural Disasters

    • Queensland:
      • Drought Relief Assistance Scheme
      • Drought Relief from Electricity Charges
      • Special Disaster Assistance Recovery Grants – Exceptional Circumstances
      • Special Disaster Assistance Recovery Grants – Primary Producers – Cyclone Trevor
      • Special Disaster Assistance Recovery Grants – Primary Producers in North and Far North Queensland Monsoon January/February 2019
      • Emergency Bushfire Response in Primary Industries
      • North Queensland Restocking, Replanting and On-Farm Information Grants
    • New South Wales:
      • Special Disaster Assistance Recovery Grant
      • Emergency Drought Relief Transport Subsidy
      • Emergency Water Infrastructure Rebate Scheme
      • Animal Welfare Transport Subsidy
      • Donated Fodder Transport Subsidy
    • Victoria:
      • Emergency Bushfire Response in Primary Industries Grants
      • 2020 Victorian Bushfire Recovery Support Program
      • On-Farm Emergency Water Infrastructure Rebate Scheme
      • Southeast Victoria Bushfires Clean-Up and Restoration Grants
      • Emergency Bushfire Response in Primary Industries Grants
      • On Farm Drought Resilience Grant Program
      • Wangaratta Floods and Storms Concessional Loans
    • South Australia:
      • Emergency Response in Primary Industries
    • Western Australia:
      • Natural Disaster Relief Recovery Arrangements WA Primary Producers
  • Small Business Loans Because of Natural Disasters

    • Queensland:
      • Disaster Assistance Loans – Essential Working Capital
      • Exceptional Disaster Assistance Loans
      • Natural Disaster Assistance Loans – Small Businesses
      • Disaster Assistance Loans Small Business
    • New South Wales:
      • Natural Disaster Loan – Small Business
    • South Australia:
      • Concessional Bushfire Loans South Australia
  • Small Business Grants Because of Natural Disasters

    • Queensland:
      • Special Disaster Assistance Recovery Grants – Small Business
      • Emergency Bushfire Response in Primary Industries Grants
      • Market Diversification and Resilience Grants Program
    • New South Wales:
      • Transport Subsidy in Response to a Declared Natural Disaster
  • Indiviual Papers

    • Northern Territory
      • Territory Jobs Hub
      • New Visitor Experience Program
      • Aboriginal Tourism Grant Program
      • Business Improvement Grant
      • Small Business Survival Fund NT
      • Home Improvement Scheme
      • Immediate Work Grants
    • - Characteristics of a Well Run Business

Want To Know More?

FREE Webinar

“The Biggest Challenge in 100 Years!” – Scott Morrison, Prime Minister
  • COVID-19 Coronavirus/Natural Disasters are causing significant problems for small businesses/medium-sized enterprises.
  • You're are invited to a free webinar on Wednesday, 25 March 2020 at 11:30am AEST/12.30pm AEDT - Register Here.
  • We will discuss various strategies to assist your business to survive during these very difficult times.
  • If this time does not suit you, still register and we will send you a link to the recording of the webinar.
  • Presented by: ESS Small Business – www.esssmallbusiness.com.au.

Package Content:

Combined subscription Survival In Difficult Times for SMEs workbook and business evaluation for SMEs

$250 (incl GST)

“We have developed a separate “reference paper” and “Survival in Difficult Times for SMEs Workbook” to give you more information on strategies to survive the “Difficult Times” The detailed workbook of questionnaires relating to each section of a business to enable a detailed business evaluation:

  • Business Evaluation for SMEs (Paper 006-085)
  • Survival in Difficult Times for SMEs Workbook
  • Weekly: Mentoring Video – “Business Survival” until 30 September 2020
  • Monthly ESS BIZTOOLS’ Newsletter “Business Plus” until 30 September 2020
  • Papers - Australian/State/Territory Government Loans/Grants – Natural Disasters
  • Papers - Australian/State/Territory Government Assistance - Coronavirus

Special Packages:

Business Survival Package for SMEs

$69 (incl GST)
A starters kit to assist business operators to gain an understanding of the challenges that are going to face businesses because of the coronavirus and details of government assistance that is available.
  • Access to All Grant Papers
  • Survival Check for your Business (Paper 006 – 086)
  • Characteristics of a Well Run Business (Paper 006 – 080)
  • 10 point checklist for COVID-19 Coronavirus and natural disasters strategies
  • Business Plus – March 2020 edition
  • Promotional Brochure

Business Evaluation for SMEs

$120 (incl GST)

“We have developed a separate “reference paper” which is linked from “Survival in Difficult Times for SMEs Workbook” to give you more information on strategies to survive the “Difficult Times”:

  • Business Evaluation for SMEs (Paper 006-085)
  1. 2020 Brings Many Challenges!
  2. Government Loans And Grants For Natural Disasters
  3. COVID-19 (Coronavirus) Assistance
  4. Applying For Government Loans/Grants For Clients
  5. Business Monitoring/Benchmarking
  6. Steps To Ensure Peak SME Fitness
  7. Cost Review
  8. Team Members
  9. Wastage/Defects And Reworks
  10. Shrinkage
  11. Theft Pilferage And Fraud
  12. Cashflow Forecasts, Budgets And Projected Balance Sheets Are Important
  13. Cashflow Management
  14. Customers
    1. New Customers
    2. Check the Credentials of New Customers
    3. Keeping Customers
    4. 80:20 - Customers
    5. Spread Your Risk of Danger
    6. Unemployment Effects
    7. Personal Property Securities Register
  15. Debtors' Management
    1. Systems Review
    2. Ensuring Your Big Customers Pay
    3. Give Your Customers A Reason To Pay
    4. Follow-Up Your Debtors
    5. Don't Be The Financier For Your Customers
    6. Personal Property Securities Register
  16. Debtor Finance (Factoring) An Help
  17. Credit/Debtor Insurance
  18. Work In Progress
  19. Stock (Inventory)
  20. Suppliers
  21. Importers
    1. Currency Contracts
    2. Tradex Scheme
    3. Currency Movements
  22. Exporters
    1. Export Plans
    2. Foreign Exchange Contracts
    3. Currency Movements
    4. Export Financing
  23. Banks/Lenders
    1. Bank's "Rule Book"
    2. Keep Bank Informed
    3. Review Debt Covenants
    4. Are You Living Off Credit?
    5. Don't Rush Out and Borrow More Money
    6. Financial Stress Testing
    7. Review Your Debt
    8. Consider Reducing Debt
    9. Talking to Another Bank Might be Good Insurance
    10. Build a Relationship With Your Bank
  24. Marketing
    1. Effective Marketing Plan
    2. Inside Advantage
    3. Don't Curtail Marketing
    4. Market Generation
    5. Social Media
  25. Selling
    1. Building Your Business
    2. Professional Selling
    3. Purchasing
    4. Existing Franchisee
    5. Franchisor
  26. Profitability
  27. Property Investments
  28. Culture Is Important
    1. Attributes
    2. Business Loyalty
    3. Strategic Alliances
    4. Culture Is The Hidden Success
  29. Selling A Business
  30. Franchising
    1. Purchasing
    2. Existing Franchisee
    3. Franchisor
  31. Government
    1. Spending
    2. Industry Capability Network
  32. Capital
    1. Capital Components
    2. Crowd-Sourced Funding
    3. Early Stage Innovation Companies - Capital Raising
    4. S708 Capital Raising
  33. Leadership Is Vital For Success
  34. Benchmarking
    1. Australian Taxation Office
    2. Commercial Benchmarks
  35. Buying A Business
  36. Insurance
  37. Succession In Difficult Times
  38. Government Grants
  39. Avoiding Problems
    1. Concentrate On Core Business
    2. Retail
    3. Rent Incentives
    4. Avoid Dependency On A Few Customers
    5. Website
  40. The Big Picture
  41. Professional Advice

Survival in Difficult Times for SMEs Workbook

$150 (incl GST)
A detailed workbook of questionnaires relating to each section of a business to enable a detailed business evaluation.
  • Survival in Difficult Times for SMEs Workbook
      • ACTION LIST REPORT
    • FINANCIAL REVIEW
      • FINANCIAL ACCOUNTS REVIEW
      • GROSS PROFIT ANALYSIS REVIEW
      • WAGES TO TURNOVER ANALYSIS REVIEW
      • NET PROFIT BEFORE TAX PERCENTAGE ANALYSIS REVIEW
      • DEBTORS REVIEW
      • DEBTORS DAYS OUTSTANDING CALCULATOR
      • FIXED ASSETS REVIEW
    • MARKET AND CUSTOMERS REVIEW
      • MARKET REVIEW
      • MARKETING REVIEW
      • SALES REVIEW
      • CUSTOMERS REVIEW
      • SALES ANALYSIS AND REVIEW
      • SALES TARGETS
    • CASHFLOW REVIEW
      • CASHFLOW FORECASTS & BUDGET REVIEW
      • CASHFLOW FORECAST - SHORT TERM
    • PERFORMANCE ANALYSIS
      • BENCHMARKING REVIEW
    • BUSINESS OPERATIONS REVIEW
      • COST REVIEW
      • STOCK (INVENTORY) REVIEW
      • WORK IN PROGRESS REVIEW
      • TEAM MEMBER REVIEW
      • BANKS' / LENDERS' REVIEW
      • LEADERSHIP ISSUES REVIEW
      • BUSINESS STRATEGIES REVIEW
      • INSURANCE REVIEW
      • SUPPLIERS REVIEW
      • EXPORTERS REVIEW
      • IMPORTERS REVIEW
      • FRANCHISING - FRANCHISEES' QUESTIONS REVIEW
      • FRANCHISING - FRANCHISORS' QUESTIONS REVIEW
      • PROPERTY INVESTMENTS REVIEW
      • THEFT & PILFERAGE
      • WASTAGE/SHRINKAGE REVIEW
      • RISK MANAGEMENT STRATEGIES REVIEW
      • SUCCESSION PLANNING FOR THE BUSINESS CHECK LIST
      • BUSINESS EXPANSION / ACQUISITION REVIEW
    • SUCCESSION PLANNING PERSONAL
      • SUCCESSION PLANNING PERSONAL CHECK LIST

Individual Papers For Purchase (Included in Package):

Keep Up To Date: Follow Us On Facebook

COVID-19 Survival Panel

Webinar 1

FINISHED Wednesday 22nd April 2020 at 12-noon AEST

The first "COVID-19 Survival Panel" features:

Webinar 2

FINISHED Wednesday 29th April 2020 at 12-noon AEST

The second "COVID-19 Survival Panel" features:

  • Geoff Goodrich - Great Business Pty Ltd/Great Power Solutions/BIZTOOLSNT.
  • Great Power Solutions - Director, has been working in the Smart Energy space for 6 years. He has been operating and managing businesses in the NT since 1991 and has had extensive involvement in the local community. BIZTOOLS NT is an organisation dedicated to sharing useful information to SMEs and accountants in the Northern Territory and beyond to build their knowledge, avoid some of the pitfalls of business and make owning a business less stressful and more profitable.
  • Great Business Pty Ltd -
    http://www.greatbusiness.com.au
    Email: geoff@greatbusiness.com.au
    Phone: 0419 906524
  • Priscilla B Smith, Cloud Nine Associates - Tax Agent, Senior Accountant, Partner of Cloud Nine Associates Pty Ltd. Cloud Nine Associates conducts training courses for bookkeepers to obtain appropriate registration to become licensed to prepare Business Activity Statements. She also runs training for people wishing to become tax agents. The team and associates at Cloud Nine Associates Pty Ltd will support you in reaching financial success, bringing you leading experts in the field for you to enjoy the best of the best service available today - all in one place.
  • Cloud Nine Associates Pty Ltd - https://www.cloudnineassociates.com.au
    Email: priscillabeasmith@gmail.com
    Phone: 1300 110 803

Webinar 3

FINISHED Wednesday 6th May 2020 at 12-noon AEST

The third "COVID-19 Survival Panel" features:

Webinar 4

FINISHED Wednesday 13th May 2020 at 12-noon AEST

The fourth "COVID-19 Survival Panel" features:

  • Ashley Evans - Partner, AAA+ Financial Solutions.  AAA+ Financial Solutions is Northern Queensland's premier finance, mortgage broker and home loan specialists.
  • AAA+ Financial Solutions -
    www.aaafs.com.au
    Email: ashley@aaafs.com.au
    Phone: (07) 4779 0662 | Mobile: 0408 980 269
  • Peter Towers - Managing Director, ESS BIZTOOLS and ESS Small Business  - "Being Ready for Business at the end of the Lockdown". 
  • ESS Small Business -
    http://www.esssmallbusiness.com.au
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088  | Mobile 0418 190 181

Webinar 5

FINISHED Webinar 5 - 20th May 2020 at 12-noon AEST

The Fifth "COVID-19 Survival Panel" webinar features:

  • Paul Barnaby, Beyond Accounting Technologies and Accounting Industry Consultant and Australian Manager for PlanGuru - Budgets, Cashflow and Projected Balance Sheets software.  Presentation "Case Study on CIVID-19".
  • Beyond Accounting Technologies -
    http://beyondaccountingtechnologies.com
    Email: paul@beyondaccountingtechnologies.com
    Phone: 0411 214 471
  • Peter Towers, Managing Director of ESS BIZTOOLS and ESS Small Business.  "Preparing for the End of Lockdown".  Peter will also give an update on what's happening with the various government and tax office announcements.
  • ESS Small Business -
    http://www.esssmallbusiness.com.au
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088 | Mobile: 0418 10 181

Webinar 6

FINISHED Webinar 6 - 27th May 2020 at 12-noon AEST

The Sixth "COVID-19 Survival Panel" webinar features:

  • Matthew Karakoulakis - AMK Law - Founder and Principal Solicitor, Matthew has developed an excellent reputation for delivering innovative cutting-edge legal advice in Dispute Resolution, Commercial, Litigation and Property law matters. He has over 10 years of experience in the legal industry. He has previously worked in major firms and organisations including Clayton Utz, HWL Ebsworth and ASIC. As a result, he is very well-equipped to deal with matters of any size and complexity.
  • AMK Law -
    https://amklaw.com.au
    Email: admin@amklaw.com.au
    Phone: 1800 430 997
  • Handout Material:
    AMK Law - Article on Force Majeure and Business Contracts
  • Amanda Gascoigne - Amanda Gascoigne Pty Ltd.  Presentation "How to Enhance and Strengthen Your Relationship with your Accountant".  Amanda has been a career accountant all her life, working in a Big 4 and then a mid-tier accounting firm.  Amanda is an FCA and had a successful accounting practice for 18 years which she started from scratch in 1999.  After 18 years as a practice owner, Amanda pivoted and now coaches and consults to accounting practice owners wanting to embrace contemporary practice ways that are a win/win for all – themselves, their families, their teams and their clients.
  • Amanda Gascoigne Consulting -
    http://www.amandagascoigne.com
    Email: amanda@amandagascoigne.com
    Phone: (02) 4936 6185
  • Handout Material:
    5 on the Fly Friday - Issue 24.4.20

Webinar 7

FINISHED Webinar 7 - 3rd June 2020 at 12-noon AEST

The Seventh "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Geoff Goodrich - Geoff Goodrich - Great Business Pty Ltd/Great Power Solutions/BIZTOOLSNT.
    Great Power Solutions - Director, has been working in the Smart Energy space for 6 years. He has been operating and managing businesses in the NT since 1991 and has had extensive involvement in the local community. BIZTOOLS NT is an organisation dedicated to sharing useful information to SMEs and accountants in the Northern Territory and beyond to build their knowledge, avoid some of the pitfalls of business and make owning a business less stressful and more profitable.
  • Great Business Pty Ltd -
    http://www.greatbusiness.com.au
    Email: geoff@greatbusiness.com.au
    Phone: 0419 906524
  • Andrew Ward, Crowd Funding Institute of Australia Ltd. The CFIA is a unified national voice for innovation, job creation, start-up funding, education, advocacy, research and leadership. The CFIA was founded in 2014 by five crowdfunding platforms - Billfolda, Equitise, Enable Funding, Pozible and Chuffed. Since foundation, platform membership has grown substantially to include - Ozcrowd, Readyfundgo, FatHen, Mycause, Societyone and CoAssets. These platforms and their talented founders are part of the ongoing mission to support a health and successful crowdfunding industry in Australia.
  • Crowd Funding Institute of Australia Ltd
    https://www.cfinstitute.org/
    Email: award@cfinstitute.org
    Phone: 0417 44 66 58

Webinar 8

FINISHED Webinar 8 - 10th June 2020 at 12-noon AEST

The eighth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Ashley Evans Managing Director of AAA+ Financial Services will comment on current issues relative to financing arrangements for SMEs including financing for farming and grazing businesses.
  • Peter Towers Managing Director, ESS BIZTOOLS and ESS Small Business. "Research and Development". Peter will also give an update on what's happening with the various government and tax office announcements

Webinar 9

FINISHED Webinar 9 - 17th June 2020 at 12-noon

The nineth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Kevin Thiele  Managing Director, Working Better - "Operations Management of Business".  Topics: Is your accounting system giving you the information you need?  Time Management.  Purchasing and Cashflow.
  • Working Better
    Email: kevthiele@gmail.com
    Phone: 0439 821 135

  • Priscilla Bea Smith Priscilla B Smith, Cloud Nine Associates - Tax Agent, Senior Accountant, Partner of Cloud Nine Associates Pty Ltd. Cloud Nine Associates conducts training courses for bookkeepers to obtain appropriate registration to become licensed to prepare Business Activity Statements. She also runs training for people wishing to become tax agents. The team and associates at Cloud Nine Associates Pty Ltd will support you in reaching financial success, bringing you leading experts in the field for you to enjoy the best of the best service available today - all in one place. Presentation: "Small Business Survival Support During COVID-19 Crisis" 

  • Cloud Nine Associates Pty Ltd - https://www.cloudnineassociates.com.au
    Email: priscillabeasmith@gmail.com
    Phone: 1300 110 803

Webinar 10

FINISHED Webinar 10 - 24th June 2020 at 12-noon

The tenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Nigel Abbott, Fundsition.  Presentation: "Crowd Sourced Funding Equity Raising and the Benefits to SMEs".
  • Peter Towers, Managing Director, ESS Small Business. Presentation: "Cashflow - In Particular Debtors' Management and Inventory Management".

Webinar 11

FINISHED Webinar 11 - 1st July 2020 at 12-noon

The eleventh "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Paul Barnaby, Beyond Accounting Technologies and Accounting Industry Consultant and Australian Manager for PlanGuru - Budgets, Cashflow and Projected Balance Sheets software. will discuss the development of “Preparing 3-Way Budgets Including Cashflow in Under 60 Minutes”.
  • Beyond Accounting Technologies -
    http://beyondaccountingtechnologies.com
    Email: paul@beyondaccountingtechnologies.com
    Phone: 0411 214 471
  • Matthew Karakoulakis , AMK Law - Founder and Principal Solicitor, Matthew has developed an excellent reputation for delivering innovative cutting-edge legal advice in Dispute Resolution, Commercial, Litigation and Property law matters. He has over 10 years of experience in the legal industry. He has previously worked in major firms and organisations including Clayton Utz, HWL Ebsworth and ASIC. As a result, he is very well-equipped to deal with matters of any size and complexity. Matthew will discuss the various issues relating to legal matters as they affect SMEs.
  • AMK Law -
    https://amklaw.com.au
    Email: admin@amklaw.com.au
    Phone: 1800 430 997

Webinar 12

FINISHED Webinar 12 - Wednesday 8th July 2020 at 12-noon AEST

The twelfth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Andrew Geddes, Andrew is external chairman of accounting, engineering, health, IT start-ups, media and surveying companies and utilises these tools and methods with all these groups.  Presentation: "Challenges Facing SMEs in the Post COVID-19 Environment".
  • Anna Guenther, PledgeMe Pty Ltd (a Crowd Sourced Funding Intermediary).  Presentation:  "Funding SMEs in 2020/21".

Webinar 13

FINISHED Webinar 13 - Wednesday 15th July 2020 at 12-noon AEST

The thirteenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Trent Butler, Trent Butler Consulting Presentation: "7 Steps to Marketing Success for Small Business in a COVID-19 Environment".
  • Trent Butler Consulting Pty Ltd -
    https://trentdbutler.com
    Email: trent@trentbutler.com.au
    Phone: (02) 8091 1765 | Mobile: 0439 491 973
  • Arthur Acker, Head of Growth & Operations, Equitise (Crowd Sourced Funding Intermediary). Presentation:"Democratising Investing".

Webinar 14

FINISHED Webinar 14 - Wednesday 22nd July 2020 at 12-noon AEST

The fourteenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Kevin Thiele, Working Better.  Presentation: "What Can Management Accounting Do For Your Business?".
  • Working Better
    Email: kevthiele@gmail.com
    Phone: 0439 821 135

  • Renee Chilton, Acting Regional Manager, North Queensland, AusIndustry. Presentation:"Hear how the Entrepreneurs' Programme can connect growing businesses to build capacity, improve capability, extend networks and take advantage of growth opportunities in Australia and Overseas".  "The Entrepreneurs' Programme's services include business management advice and project funding, connections and funding for research projects and commercialisation expertise and funding".
  • AusIndustry, Department of Industry, Science, Energy and Resources.
    Email: Renee.Chilton@industry.gov.au
    Ph: (07) 4750 2780

Webinar 15

FINISHED Webinar 15 - Wednesday 29th July 2020 at 12-noon AEST

The fifteenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Matthew Pinter, CEO & RD, Billfolda (a Crowd Sourced Funding Intermediary). Presentation: "Taking Opportunities in a Crisis"

    Billfolda Equity Crowdfunding
    Website: https://billfolda.com/
    Email: mpinter@billfolda.com
    Phone: (02) 9280 2655

  • Peter Towers, Managing Director, ESS Small Business. Presentation: "Accountant to CFO"

    ESS Small Business
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088

Webinar 16

FINISHED Webinar 16 - Wednesday 5th August 2020 at 12-noon AEST

The sixteenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Amanda Gascoigne, Amanda Gascoigne Consulting. Presentation: "Utilising Your Accountant To Add Value To Your Business"

  • Amanda Gascoigne - Amanda Gascoigne Pty Ltd.  Presentation "Utilising Your Accountant To Add Value To Your Business".  Amanda has been a career accountant all her life, working in a Big 4 and then a mid-tier accounting firm.  Amanda is an FCA and had a successful accounting practice for 18 years which she started from scratch in 1999.  After 18 years as a practice owner, Amanda pivoted and now coaches and consults to accounting practice owners wanting to embrace contemporary practice ways that are a win/win for all – themselves, their families, their teams and their clients.

  •  
  • Peter Towers, Managing Director, ESS Small Business. Presentation: "Government Grants That Can Assist You In Your Business"

  • ESS Small Business
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088

Webinar 17

FINISHED Webinar 17 - Wednesday 12th August 2020 at 12-noon AEST

The seventeenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Priscilla Bea Smith Priscilla B Smith, Cloud Nine Associates - Tax Agent, Senior Accountant, Partner of Cloud Nine Associates Pty Ltd. Cloud Nine Associates conducts training courses for bookkeepers to obtain appropriate registration to become licensed to prepare Business Activity Statements. She also runs training for people wishing to become tax agents. The team and associates at Cloud Nine Associates Pty Ltd will support you in reaching financial success, bringing you leading experts in the field for you to enjoy the best of the best service available today - all in one place. 
  • Cloud Nine Associates Pty Ltd - https://www.cloudnineassociates.com.au
    Email: priscillabeasmith@gmail.com
    Phone: 1300 110 803
  • Peter Towers, Managing Director, ESS Small Business. Presentation: "Enterprise Mentoring Workshop Meetings Will Add Value To Your Business"

  • ESS Small Business
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088

Webinar 18

FINISHED Webinar 18 - Wednesday 19th August 2020 at 12-noon AEST

The eigthteenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Kevin Thiele, Managing Director, Working Better - "Operations Management of Business". Presentation: "Calculating Charge Out Rates For Tradies"
  • Working Better
    Email: kevthiele@gmail.com
    Phone: 0439 821 135
  • Peter Towers, Managing Director, ESS BIZTOOLS and ESS Small Business. Presentation: "Corporate Governance Overview"

  • ESS Small Business
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088

Webinar 19

FINISHED Webinar 19 - Wednesday 2nd September 2020 at 12-noon AEST

The nineteenth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Terry Hurlock, Intellectual Property Consultant/Commercialisation, 
    Invention Pathways. Presentation: "Intellectual Property Commercialisation".
  • Invention Pathways Pty Ltd
    Email: terry@hurlocks.com.au
    Ph: (07) 4728 2800
    M: 0437 633 610
  • Peter Towers, Managing Director, ESS BIZTOOLS and ESS Small Business.  Presentation:  "Crowd Sourced Funding Equity Raising"

  • ESS Small Business
    Email: peter@essbiztools.com.au
    Phone: 1800 232 088

Webinar 20

FINISHED Webinar 20 - Wednesday 16th September 2020 at 12-noon AEST

The twentieth "COVID-19 Survival Panel" webinar features:

  • Host: Peter Towers
  • Andrew Geddes, Andrew Geddes Pty Ltd. Presentation: "Business Issues Confronting Businesses Because of COVID-19 Coronavirus".
  • Andrew Geddes Pty Ltd
    http:www.andrewgeddes.com.au
    Email: ag@andrewgeddes.com.au
    Phone: 0407 497 725
  • Matt Vitale, Joint Founder and Joint Managing Director, Birchal (a Crowd Sourced Funding Intermediary).  Presentation:  "Crowd Sourced Funding a Great Fund Raising Tool to Assist Businesses Survive COVID-19"

  • Birchal
    https://www.birchal.com/
    Email: matt@birchal.com
    Ph: 0410 458 075

Webinar 21

Next Webinar 21 - Wednesday 16th September 2020 at 12-noon AEST

The twenty first "COVID-19 Survival Panel" webinar features:

COVID-19 Survival Panel Guest Speakers

Andrew Geddes

B.Com (Queensland), Dip.Fin.Mgnt (New England), M.Ec (New England), FCPA, FAICD.
Read Bio

Andrew Geddes

Current positions…

  • Director, Andrew Geddes Pty Ltd.
  • External Chairman, Six Multi- Discipline Professional Service Firms (all private companies).
  • Business Development Coach, selected (carefully!!!) firms.

Prior positions…

  • Non-Executive Director - Count Financial Limited (now part of CBA) 2000 – 2011
  • Non-Executive Director - Greencross Limited (Chairman since listing in 2005 through to 2014)
  • External Chairman - dozens of firms over the last three decades.

Andrew Geddes has been involved with business improvement work with professional service firms and smaller private companies for over forty years. He created one of Australia’s most successful business consulting and training companies in the process (FMRC Pty Ltd in Armidale, NSW).

He was the Inaugural Chairman of Greencross Limited, a veterinary group that was listed in 2005. It grew to become a top 200 ASX company in 2014, before being purchased by private equity in 2017.

Andrew spent twelve months in the late 90s working with accounting firms in the UK and North America. His material was enthusiastically received in these markets. He conducted practice development planning retreats, firm reviews, succession management and specialty service development sessions with firms of all sizes. He also spoke at conferences and seminars on a regular basis.

Andrew now specialises in assisting business owners create Senior Management Teams so that they can further develop their businesses and create succession solutions in time. He is an experienced External Chairman and Business Improvement Coach.

He currently works with both consulting and manufacturing engineering firms, surveying and land development firms, accounting firms, management consultants and IT scale ups.

He has run management skill development workshops for over forty years and is an experienced adult educator drawing on his chairmanship experience, business coaching and executive management positions.

Paul Barnaby

Accounting Industry Consultant and Australasian Manager for PlanGuru – Budgets, Cashflow and Projected Balance Sheets software
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Paul Barnaby

Beyond Accounting Technologies was founded in 1999 by Paul Barnaby. Beyond Accounting Technologies provides specialist implementation on the methodologies of:

  • Predictive Accounting
  • Corporate Financial Analysis
  • Budgets and Cashflow Forecasting
  • Business Management Consulting

Paul is a Chartered Accountant with over 30 years' experience in the profession.

For 15 years, Paul was Managing Partner of a second tier national firm in Wellington NZ.

For the past 10 plus years he has operated a Queensland Australia-based specialist consulting practice. His input to any business is practical, hands-on and designed to give clients confidence in the process of strategic planning and forecasting, as well as knowledge of software tools.

Jordan Lowry

Managing Director, Blackstone Business Services – Human Resources and Workplace Health and Safety Consultants
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Jordan Lowry

Blackstone Business Services Approach

Blackstone is committed to offering tailored solutions to their clients.
They offer their clients a one-stop-shop for all of their workplace growth and compliance needs.

The goal of Blackstone Business Services is to help their clients maximise staff performance and increase their profits.

We know that clients each face their own set of unique challenges, therefore, Blackstone approaches each new engagement with the intent to gather specific information so that they can devise a tailored strategy and solution for the client's business.

The Blackstone Story

Blackstone was founded to revolutionise the workplace relations industry in Australia. The goal of the team at Blackstone is to cut through the obscurity in the marketplace and offer the most premium business development and employee management services at an affordable rate for all clients.

Why?

When it comes to putting in place documentation or dealing with employee issues people tend to be either “PROACTIVE” or “REACTIVE.” Quite often people are the latter. Because of this reactive approach, employers usually seek help only once there is a problem.

Unfortunately, if you have not followed the correct processes in line with Fairwork Legislation large amounts of damage can already have been done. This is why at Blackstone their focus is to make setting up the systems to help protect your business a painless and stress-free experience. At Blackstone, you can now afford to be “PROACTIVE.”

Vision

The vision of Blackstone is to provide an advanced HR and MANAGEMENT resource that you can call YOUR own no matter how large or small your business, company or organization may be.

As experts in the field of workplace culture, employee behaviours, human resources and WHS strategy, Blackstone will prove itself to be a valuable complement to your operation.

Amanda Gascoigne

Gascoigne Enterprises Pty Ltd
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Amanda Gascoigne

Amanda has been a career accountant all her life, working in a Big 4 and then a mid-tier accounting firm. Amanda is an FCA and had a successful accounting practice for 18 years which she started from scratch in 1999.

After 18 years as a practice owner, Amanda pivoted and now coaches and consults to accounting practice owners wanting to embrace contemporary practice ways that are a win/win for all – themselves, their families, their teams and their clients.

Amanda developed quite a niche with accounting practice owners with children (or who would like to have children in the near future) who want a practice that not only ticks the boxes professionally but personally as well.

Amanda's bespoke coaching for accounting practice owners brings together her entrepreneurial and empathetic business and practice management skills.

Ashley Evans

Partner, AAA+ Financial Solutions.
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Ashley Evans

AAA+ Financial Solutions is Northern Queensland's premier finance, mortgage broker and home loan specialists.

Operating since 2001, it has helped thousands of regional Queenslanders to achieve their financial goals.

Their award-winning service offers a superior, personalised approach so you can be sure you are dealing with trusted and experienced professional brokers.

Based in Townsville and servicing all areas of regional Queensland, they can take care of your complete finance requirements. From large commercial, rural funding through to home loans and car and equipment loans, they can assist with every aspect of your portfolio of credit needs.

AAA+ offers an open and trustworthy process for you to locate and source the loan suited to your particular situation and circumstances – they pride themselves on their independence and are under no obligation to any one lender.

They will work with you to identify and value all of your specific and changing financial needs.

AAA+ Financial Solutions is fully qualified members of the Mortgage & Finance Association of Australia so you can be sure that you're dealing with the specialists you need.

Trent Butler

Trent Butler Consulting Pty Ltd
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Trent Butler

Trent Butler Consulting Pty Ltd help accountants, bookkeepers and financial services professionals attract the right type of clients by leveraging the power of LinkedIn.

Trent is a Chartered Accountant based in Sydney, Australia. He knows a ton about developing a practice using online channels, which makes for a rather unique mix of skills. He works exclusively with accountants and advisers to help them grow their businesses by providing them with a best-practice approach to acquiring clients online.

Trent has a passion for building businesses. Specifically, building accounting and advisory practices through the power of clear messaging and valuable conversations.

Trent and his team help accountants and advisory business gain an immediate increase in clients and gross fees. The short-term objective is always positive ROI within the first 30 days.

What Trent Butler Consulting will do for you:

  • Save time: Why spend valuable hours dealing with less than ideal referrals or attending after hours networking events when we can attract high-value clients to you instead?
  • Automate: They have created a new cutting-edge client acquisition system which connects you with high-value prospects who are in desperate need (and can afford) your services. Their system works for you in the background with minimal effort allowing you to focus on what you do best.
  • Attract: They help you win prospective high-value clients through a professional, non-salesly message and their proprietary method channels your message to your exact, ideal client and turns them into a qualified booked appointment in your calendar.

Geoff Goodrich

Great Business Pty Ltd/Great Power Solutions/BIZTOOLSNT.
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Geoff Goodrich

Great Power Solutions

Geoff Goodrich, Director, has been working in the Smart Energy space for 6 years. He has been operating and managing businesses in the NT since 1991, and has had extensive involvement in the local community.

Geoff is the founder and an active member of Territory Proud Inc, recently handing over the chair to become Ambassador. He is also the co-founder and driving force of SmartEnergy NT, a community organisation with a mission to promote the economic and social benefits of Smart Energy in the Territory.

Geoff and his team are committed to implementing change for good at both the organisational and individual level.

They help clients save money and reduce their carbon impact by adopting smart energy practices and improving energy efficiency.

BIZTOOLS NT

BIZTOOLS NT is an organisation dedicated to sharing useful information to SMEs and accountants in the Northern Territory and beyond to build their knowledge, avoid some of the pitfalls of business and make owning a business less stressful and more profitable.

Priscilla B Smith

Tax Agent, Senior Accountant, Partner of Cloud Nine Associates Pty Ltd.
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Priscilla B Smith

The team and associates at Cloud Nine Associates Pty Ltd will support you in reaching financial success, bringing you leading experts in the field for you to enjoy the best of the best service available today - all in one place.

Cloud Nine Associates conducts training courses for bookkeepers to obtain appropriate registration to become licensed to prepare Business Activity Statements.

She also runs training for people wishing to become tax agents.

Kevin Thiele

Future Ready Group, Management Accounting
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Kevin Thiele

Management Accounting

Kevin's interest in manufacturing extended to operating his own light manufacturing workshop with lathe, mill etc. He enjoyed developing the products but day-to-day manufacturing soon palled and he soon hired other people to do the routine work.

An accountant with practical skills? He met many who simply refused to believe that, but they have to understand the reverse applies too! You don't learn how to run a business on the shop floor and with only one skill!

Having grown up on a farm Kevin learnt early that you had to learn a variety of skills as help was too far away. He is very much a development type person and doesn't like routine. He didn't like the cities either, so living in remote areas meant you had to develop many skill sets yourself.

Consulting was his perfect career choice.

Matthew Karakoulakis

AMK Law
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Matthew Karakoulakis

AMK Law

Matthew's presentation will be titled "Legal Issues Relating to COVID-19 and in Particular Business Contracts and Force Majeure".

Matthew was the founder and Principal Solicitor at AMK Law. He consistently engaged with small business owners and entrepreneurs seeking to expand by delivering high-level legal advice and services. Before starting AMK Law, Matthew worked in major firms and organisations including Clayton Utz, HWL Ebsworth and ASIC. As a result, he is very well-equipped to deal with matters of any size and complexity and working with a broad range of clients, from small and medium enterprises through to large Australian corporations, including Indigenous organisations and government bodies.

Get Free Papers

CategoryPaperDownload
Australian Government:
Disaster Recovery Payment (if adversely affected by a major disaster) (Paper 014-020)
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Loans – Primary Producers And Farm Businesses Because Of Natural Disasters:
Queensland: Disaster Assistance Loans (Paper 141 – 803)
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New South Wales: Natural Disaster Loan - Primary Porducers (Paper 142 – 801)
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Grants/Relief – Primary Producers Because Of Natural Disasters:
Queensland: North Queensland Restocking, Replanting and On-Farm Information Grants (Paper 141 – 812)
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New South Wales: Special Disaster Assistance Recovery Grant (Paper 142 – 804)
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Primary Producers and Businesses Loans Because of Natural Disasters:
Victoria: South-East Victoria Bushfire Recovery Loans – Primary Producers, Small Businesses, Not-For-Profit Organisations (Paper 143 – 810)
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Small Business Loans Because of Natural Disasters:
Queensland: Natural Disaster Assistance Loans – Small Businesses (Paper 141 – 804)
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Coronavirus:
AMK Law - Article on Force Majeure and Business Contracts
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Uncategorised:
Northan Territory: Small Business Survival Fund
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Purchase Papers

CategoryPaperPriceDownload
Australian Government:
Disaster Recovery Allowance (Paper 014 – 014)
$11 (incl) GST
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Export Finance Australia – Small Business Export Loan (Paper 014 – 045)
$15 (incl) GST
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Loans – Primary Producers And Farm Businesses Because Of Natural Disasters:
Queensland: Drought Assistance Concessional Loan Scheme (Paper 141 – 801)
$22 (incl GST)
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Queensland: Disaster Assistance Loans – Essential Working Capital – Primary Producers (Paper 141– 807)
$11 (incl GST)
Purchase
Queensland: Exceptional Disaster Assistance Loans Primary Producers (Paper 141– 815)
$11 (incl GST)
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Victoria: Drought Assistance Concessional Loan Scheme (Paper 143-801)
$11 (incl GST)
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Victoria: Dairy Recovery Concessional Loan Scheme (Paper 143-802)
$11 (incl GST)
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Grants/Relief – Primary Producers Because Of Natural Disasters:
Queensland: Drought Relief Assistance Scheme (Paper 141 – 802)
$22 (incl GST)
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Queensland: Drought Relief from Electricity Charges (Paper 141 – 805)
$11 (incl GST)
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Queensland: Special Disaster Assistance Recovery Grants – Exceptional Circumstances (Paper 141 – 806)
$11 (incl GST)
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Queensland: Special Disaster Assistance Recovery Grants – Primary Producers – Cyclone Trevor (Paper 141 – 813)
$11 (incl GST)
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Queensland: Special Disaster Assistance Recovery Grants – Primary Producers in North and Far North Queensland Monsoon January/February 2019 (Paper 141 – 814)
$11 (incl GST)
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Queensland: Emergency Bushfire Response in Primary Industries – Grant (Paper 141 – 816)
$11 (incl GST)
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New South Wales: Emergency Drought Relief Transport Subsidy NSW (Paper 142-807S)
$11 (incl GST)
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New South Wales: Emergency Water Infrastructure Rebate Scheme NSW (Paper 142-808S)
$11 (incl GST)
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New South Wales: Animal Welfare Transport Subsidy NSW (Paper 142-809S)
$11 (incl GST)
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New South Wales: Donated Fodder Transport Subsidy NSW (Paper 142-810S)
$11 (incl GST)
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Victoria: Emergency Bushfire Response in Primary Industries Grants – Victoria (Paper 143 – 803)
$11 (incl GST)
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Victoria: 2020 Victorian Bushfire Recovery Support Program (Paper 143-804)
$11 (incl GST)
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Victoria: On Farm Emergency Water Infrastructure Rebate Scheme (paper 143 – 806)
$11 (incl GST)
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Victoria: Southeast Victoria Bushfires Clean-Up and Restoration Grants – Primary Producers (Paper 143-809)
$11 (incl GST)
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Victoria: Emergency Bushfire Response in Primary Industries Grants Victoria (Paper 142-803S)
$11 (incl GST)
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Victoria: On Farm Drought Resilience Grant Program Victoria (Paper 143-807S)
$11 (incl GST)
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South Australia: Emergency Response in Primary Industries Grants South Australia (Paper 145-804S)
$11 (incl GST)
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Western Australia: Natural Disaster Relief Recovery Arrangements WA Primary Producers (Paper 147-801S)
$11 (incl GST)
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Primary Producers and Businesses Loans Because of Natural Disasters:
Queensland: Exceptional Disaster Assistance Loans – Primary Producers and Businesses (Paper 141-815)
$11 (incl GST)
Purchase
New South Wales: Special Disaster Loans – Bushfires (Paper 142 – 805)
$22 (incl GST)
Purchase
Victoria: Victorian Bushfire Concessional Loans (Paper 143 – 805)
$11 (incl GST)
Purchase
Small Business Loans Because of Natural Disasters
Queensland: Disaster Assistance Loans – Essential Working Capital (Paper 141 – 808)
$11 (incl GST)
Purchase
Queensland:Exceptional Disaster Assistance Loans (Paper 141-815)
$11 (incl GST)
Purchase
Disaster Assistance Loans Small Business Queensland (Paper 141-804S)
$11 (incl GST)
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New South Wales: Natural Disaster Loan – Small Business (Paper 142-802)
$11 (incl GST)
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Victoria: Wangaratta Floods and Storms Concessional Loans Victoria (Paper 143-808S)
$11 (incl GST)
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South Australia: Concessional Bushfire Loans South Australia (Paper 145-805S)
$11 (incl GST)
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Small Business Grants Because of Natural Disasters
Queensland: Special Disaster Assistance Recovery Grants – Small Business (Paper 141 – 809)
$11 (incl GST)
Purchase
Queensland: Emergency Bushfire Response in Primary Industries Grants (Paper 141 – 816)
$11 (incl GST)
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Queensland: Market Diversification and Resilience Grants Program (Paper 141-526S)
$11 (incl GST)
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New South Wales: Transport Subsidy in Response to a Declared Natural Disaster (Paper 142-803)
$11 (incl GST)
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South Australia: Small Business Bushfire Recovery Grant SA 9 (Paper 145-803S)
$11 (incl GST)
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Coronavirus:
Coronavirus Stimulus Package (Paper 014-373S)
$11 (incl GST)
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Queensland: Industry Recovery Package – Coronavirus (Paper 141 – 811)
$22 (incl GST)
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Uncategorised:
Characteristics of a Well Run Business (Paper 006-080)
$11 (incl GST)
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Northern Territory: Territory Jobs Hub
$11 (incl GST)
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Northern Territory: New Visitor Experience Program NT (Paper 148-514S)
$11 (incl GST)
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Northern Territory: Aboriginal Tourism Grant Program NT (Paper 148-515S)
$11 (incl GST)
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Northern Territory: Business Improvement Grant NT (Paper 148-516S)
$11 (incl GST)
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Northern Territory: Home Improvement Scheme NT (Paper 148-521S)
$11 (incl GST)
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Northern Territory: Immediate Work Grants NT (Paper 148-522S)
$11 (incl GST)
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PackagePriceDownload
Business Survival Package for SMEs
$69 (incl GST)
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Business Evaluation for SMEs
$120 (incl GST)
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Survival in Difficult Times for SMEs Workbook
$150 (incl GST)
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(07) 4724 1118
Toll Free: 1800 232 088
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